Opportunity AreaHow might we improve demand and access to essential maternal health medicines & supplies in Uganda??
The proposed title of your ideaCommunity based health insurance scheme through voluntary form of health insurance that is organised at community level.
Please describe your idea.am offering insurance scheme to expectant mothers through payment of small premium monthly.
What problem does your idea solve in the market?It aims to prevent catastrophic health expenditure, particularly among the underserved and the poorest of the poor expectant mothers. Community members are involved in the management of the insurance and the selection of the health services it covers . for instance you find and expectant mother stressed up at the time of delivery either due to lack of needed resources like transport to nearest health centre or delivery kits. the above insurance scheme will help to curb up such instances and leaves a adorable face to the mother
Briefly explain how you identified the need or opportunitythe need was identified through personal experience. a mother deep in our village is caught up by labour pains and does not have any means of getting to the nearest health center either because she cant manage to raise up the transport as no option left she starts walking slowly and delivers on he way with help of two female friends. there are so many chances of the child to die because the people attending to her are unskilled.no immunization of the newborn. thus due to the above reasons an insurance scheme had to come up to enable these mothers to save their little earnings monthly which would neccessitate them meet such requirements at the time of delivery
Who are the beneficiaries of your solution and how will they benefit?the expectant mothers benefit from the solution. first of all their savings through the scheme will be liberating them from the financial stress at the time of delivery. if the mother's daily earnings is 5000 ,at the week its 35000,and 140000 per month. our scheme's monthly premium is 40000 which this mother will have to reduce on her daily living costs and makes sure it is paid monthly. after nine month it will have be 360000 that will cater for transport and hospital bills in average H. C
Why are you convinced your solution will solve the problem?Am really convinced that the solution will solve the problem because i have witnessed it work out.monthly premium payment removes the mother from the burden of catering for the hospital bills at once because some are poor and cant settle the bills at once , the mother becomes stress free and thus produces a healthy child without stress which can also account for birth complications. with help of the above scheme poorest mothers are also being enabled to cater for hospital bills(happy faces)
What other initiatives like yours exist out there? How will you differentiate your solution?there are others like financial incentives and enhancing patient transfer which at the moment are not working well in the community. a poorest mother who is assisted by the scheme communicates to another fellow. i have done underground and grass root research within the communities which have neccessitated the growth of the community scheme. particularly if it is established as a complementary mechanism linked with social funds or the national health financing policy the scheme has been shown to increase both the demand for maternal health services and the rate of delivery with skilled birth attendants . scheme can significantly contribute to financial protection. i would like to partner with non governmental organisations,international agencies and other potential individuals who really see the need to help the underserved and poorest of the poor expectant mothers. These many stakeholders must work together, with shared goals and collective determination, if we are to see progress
What have you done up-to date to test your idea with potential users? What learnings do you have to share?lack of affordable medicines and other health commodities has a direct impact on the health of mothers and children. People lack access to medicines where they cannot obtain the products they need to prevent or treat a medical condition. This might be because a product is unavailable or is not offered, or because it is unaffordable. So prices, and ability to pay, matter particularly to poor people and to the governments of the poorest countries. Often,poor people in the developing world pay for medicines out of their own pocket, which can account for 60-90% of their total household spend on healthcare. That some 50 % of the expectant mothers in uganda fall into poverty each year because of healthcare related expenditures demonstrates the burden this represents. As a consequence, there has been much focus in recent years on the price of medicines thus this scheme has really transformed a lot through helping these mothers access medicines and attend to trained mid wives
How will you financially sustain your business?we have tried to work hand in hand with international agencies and non governmental organisation who give us aid and grants for instance bafumbira world community that saw our cause and gave us some funds last year 18th december 2016 to sustain the scheme and other well wishers
Please share a link to a 3 minute online video that best describes your idea and teamN/A
Please tell us about each founder and their roles on the team. How do you know your founders and how long have you worked together?Mushime Moses , bachelors of social sciences majoring in economics,masters in ecomics and planning both both from makarere university ,worked with infectious disease control based in makerere and is used with community research Hafashimana Benjamin bachelors of science in information technology from uganda christian university mukono .programs manager. IRADUKUNDA PHIONAH diploma in social work and and social administration from bishop barham college kabale in charge of women afffairs Niyibambe miriam women educator studied education and pyschology at uganda christian university mukono
Please tell us about other team members that are not cofounders.Ndikubwimana Agrey senior advisor TUMWIZERE ERIC community mobiliser senior pastor uganda pentecostal church kisoro branch mukamazera joy community mobilser
Which members of your team will attend the program full-time?mushime moses hafashimana benjamin niyibambe miriam iradukunda phionah